CreditRecondition.com

Improving your credit scores and fixing bad credit requires patience and determination, but CreditRecondition makes repairing your credit straightforward. Our credit repair service puts the bulk of the work on our shoulders, not yours. To start, we ask only that you...

Continue paying all your monthly bills (credit cards, utilities, loans)
Budget to fix your credit (Membership to enroll, monthly service fee)
Acquire and send CreditRecondition recent copies of your three credit reports
Enroll (online, via chat, or by phone) for consultation to fix bad credit
Send us any new credit reports you receive from the credit bureaus
To get best results from your credit repair program, we'll need you to continue paying all of your monthly bills on time, now and throughout the credit repair process.

CreditRecondition advises against entering credit repair if you cannot pay current bills. Obviously if you are already struggling, the added cost of credit repair is a strain, and our goal is to fix bad credit and optimize your score, not put further financial stress on our clients. Once you can pay both current bills and the costs of fixing bad credit, we'll be here.

Assuming you can pay all month-to-month bills and budget for your enrollment (monthly thereafter) in credit repair, all we need are recent copies of your tri-merge (three) credit reports. You can obtain credit reports for free, but CreditRecondition recommends that our credit repair clients obtain paid credit reports, a cost of about $30.

Why pay when you can get your credit reports for free? The answer lies in how the dispute process works. The credit bureaus have 30 days to respond to dispute letters that reference purchased reports, and 45 days to respond to inquiries referencing "free" reports. Faster is better, and buying reports is typically well worth the expense.

Once you've enrolled, CreditRecondition will send you a welcome package, and our credit repair experts get right to work. We quickly outline a plan of action tailored to your specific credit goals, and once we have your credit reports, CreditRecondition's credit repair service team will ensure we share your credit repair goals and know what you hope to fix first.

Within 45-60 days of enrollment, you'll see results in the form of new credit reports that are sent directly to you by the credit bureaus. These new reports (no cost) help you see progress with your own eyes, and forwarding your new credit reports to CreditRecondition will help us fix other problems and further refine subsequent rounds of dispute letters.